Open Enrollment 2025: April 17 – April 28

Open Enrollment for the 2025–2026 benefits year will take place from April 17 through April 28, 2025. This is an active enrollment, which means that all benefit-eligible employees must complete the enrollment process in order to have the desired coverage effective July 1, 2025. This year, there are important changes to note please take a moment to review those updates below. Employees may complete their enrollment independently through the Employee Navigator Platform, or they may choose to schedule an appointment for personalized assistance. To support you during this period, members of the HR and Payroll teams will be visiting buildings throughout the week to assist with enrollment and answer any questions. We encourage all staff to review their options carefully and take the necessary steps during this window to ensure continued coverage.

PLAN INFORMATION UPDATES:

Health Insurance:

• The district will no longer be offering the $500 deductible plan.  If you are currently enrolled in either the single or family level, you will need to switch plans.
• The $3,250 deductible for the HSA plan will change to $3,500 for single coverage, and $7,000 for family coverage, effective July 1, 2025.  This will be an embedded plan, meaning if one family member reaches the individual deductible, the plan begins covering their expenses.  Once the family deductible is reached, all family members’ expenses will be covered.
• The district will be offering a new plan this year, an HSA qualifying plan, with a $1,650 deductible for single and $3,300 for family coverage.  This plan is a non-embedded plan, meaning for the entire family’s out-of-pocket expenses contribute towards the deductible.

PLAN INFORMATION UPDATES CONTINUED:

Delta Dental Insurance:

• Rate increase. There are no other changes to the structure of the plan.

Vision Insurance:

• Previously, the district offered a low plan and a high plan.  Going forward, there will be only one plan with different coverage levels.

• Coverage will now be: Employee Only, Employee + Spouse, Employee +Child(ren), or Family.

Flexible Spending Medical:

• The maximum contribution for 2025 increased to $3,300.

Flexible Spending Dependent:

• The maximum remains at $5,000.

Health Savings Account (HSA):

HR / BENEFIT SUPPORT:

HR will be holding individual meetings at each location for anyone who has questions about their benefits or needs additional support enrolling online.  Please note that we will have limited staff and available slots, so we encourage you to complete your enrollment online through the benefit portal for ease and convenience.  If you’d prefer to meet with someone for assistance, please refer to the schedule below and use the link to book a time.

To schedule an appointment, use the link or QR code below to check staff availability.  Once you are on the website, follow these steps:

1. Click on Open Enrollment
2. Select a staff member
3. Review the available dates / times and select a time that works best for you.

QR code for Picktime – Coming Soon!

Date	Time	Building	Room Number
Tuesday, April 22, 2025	7:00 am – 4:30 pm	Intermediate School	Room 505
Wednesday, April 23, 2025	7:00 am – 3:30 pm 7:30 am – 10:00 am 10:00 am – 1:00 pm	Middle School Learning Center Community Education	Room 101 Small Conference Room Large Conference Room
Thursday, April 24, 2025	April 24, 2025	Community Education High School	Large Conference Room Trojan Tower
Friday, April 25, 2025	April 25, 20225	Prairie Elementary	Room 142

WHAT DO I NEED TO DO IF I AM RETIRING OR RESIGNING?

• If you are retiring or resigning, you will need to enroll or waive benefits as instructed above during the open enrollment period.
  • Teachers, Paraprofessionals, and School Year Food Service workers leaving the district will have insurance through August 31, 2025.

403(b)

• If you are newly eligible for a 403(b), have an increase in your district match, or wish to start a 403(b) election, you will be required to submit a 403(b) Salary Reduction Form.  These forms will not be availble in the online enrollment platform.
• Deadline for Submission: The 403(b) Salary Reduction Form must be submitted to Jodi Bohn in Payroll prior to July 1, 2025 to receive your increased board contribution.
• 403(b) Salary Reduction Form
• Local 403(b) providers and approved vendors

Summary of Benefit Coverages

True Focused Network

• 1,000 True
• 1,650 HSA True
• 3,500 HSA True

Broad Signature Network

• 1,000 Broad
• 1,650 HSA Broad
• 3,500 HSA Broad

How To Self Enroll With Employee Navigator – Coming Soon!

Contact Information

Carmen Johnson
Human Resources Director
507-727-1103
Carmen.Johnson@isd518.net

Kathryn Herfurth
Human Resources Specialist
507-727-1119
Kathryn.Herfurth@isd518.net

Jodi Bohn
Payroll
507-727-1104
Jodi.Bohn@isd518.net