PERSONAL FINANCE (FORMERLY KIDS, CASH, AND CREDIT)

One Term       Grades 10, 11, 12       Required

This course will fulfill the .5 required credit for Personal Finance.

Students who have successfully completed Kids, Cash, and Credit meet the Personal Finance required credit.

In this course, students develop financial literacy knowledge and skills to prepare them for life after high school. Topics will include establishing a budget, earning a living, saving and investment options (stocks, bonds, real estate, etc.), selecting and using credit options, financial problem solving and decision making, banking organization services options, and managing risk through insurance. Stock market simulations and financial management simulations may be used. “Personal finance education equips and empowers all Minnesota students to make informed decisions in an evolving world with an intentional focus on each student’s individual experiences, cultures, values, and goals” (MDE Personal Finance Statewide Guidance). This course may include participation in a Business Professionals of America (BPA) student organization.